Apply now

Your new phone is three steps away

One short form, a decision in about 30 minutes, and you only pay the deposit once you’re approved.

Start: choose your phone What do I need?

1Choose a phoneAdd it to your cart
2Fill in the formAt checkout · about 5 min
3Get a decisionUsually within 30 min

Step 1

Start with a popular phone

Browse all phones →

Samsung Galaxy A07KSh 90/day · KSh 3,000 depositApply with this phone →

Tecno Pop 20KSh 95/day · KSh 3,500 depositApply with this phone →

Tecno Spark 50KSh 110/day · KSh 3,500 depositApply with this phone →

Infinix Hot 70KSh 106/day · KSh 4,000 depositApply with this phone →

Before you start

Get these ready first

Tick each one off as you gather it. With everything to hand, the form takes about five minutes.

0 of 5 ready

Start with your ID. Everything else is quick.

National ID or passportClear photos of the front and the back, plus the number A photo of yourselfGood light, face fully visible, no sunglasses or hat Your M-PESA numberRegistered in your name. You’ll pay from this line Where you liveEstate or road, town, county, and how long you’ve been there Work or business detailsWhat you do and your monthly income after deductions Next of kin IDOptionalPhotos of a next of kin’s ID, if you have them

Who can apply

You can apply if you have these three

18+

Aged 18 or overWith a valid national ID or passport.

An M-PESA lineRegistered in your own name. M-PESA is the only way to pay.

A regular incomeFrom a job or your own business.

After you apply

What happens next

From application to delivery

Straight awayWe receive your applicationYou’ll see a confirmation on screen once it’s submitted.
Within about 30 minutesWe review it and call youWe run credit and fraud checks, then call you with our decision. Keep your phone on.
Once approvedPay your deposit by M-PESAPaybill 4090703, using the Ranalo Credit account number we give you. You never pay anything before you’re approved.
Same dayYour phone is on its wayWe dispatch it the day your deposit is paid, or you can arrange to collect it.

Tips for a faster decision

Use clear, bright photos where every detail on your ID can be read
Double-check your M-PESA number. That’s how we’ll reach you
Use the same name as on your ID and M-PESA
Keep your phone on and answer our call after you apply

Delivery times

Same dayNairobi & nearby

1–2 daysMajor towns

Up to 7 daysRural areas

Applying

Questions about applying

Does it cost anything to apply?

No. You pay nothing until you’re approved. Only then do you pay the deposit by M-PESA.

How will I hear back?

We call you on the number in your application, usually within 30 minutes, so keep your phone on.

I’m not sure which phone to choose

Each phone page shows its deposit and daily price, so you can compare. You can also WhatsApp us on +254 772 007 007 and we’ll help you pick one that fits your budget.

Is my information safe?

Your details and ID photos are only used to assess your application, as set out in our Privacy Policy.

Want to see what you’ll pay first?

Use our payment calculator and see how daily payments and phone locking work.

See How it Works →

Got everything ready?

Choose your phone. The application form opens at checkout.

Choose your phone →

Stuck on the form? WhatsApp or call +254 772 007 007 and we’ll help you through it.